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This does not constitute an offer to buy or sell any security; investments in securities may not be suitable for all investors. An investment in any security may involve risk and the potential loss of your initial investment. Investors should review all "Risk Factors" before investing. Investors should perform their own due diligence before considering any investment. Past performance is not indicative of future results. Investment products, Insurance and Annuity products are not FDIC Insured/Not Bank Guaranteed/Not Insured by a Federal Government Agency/May Lose Value. Securities offered through Cabot Lodge Securities, LLC [CLS] Member FINRA/SIPC,. through CL Wealth Management, LLC [CLWM] 245 N. Martingale Rd., Suite 1220, Schaumburg, IL 60173, 888.992.2268. FJF Wealth Management Co. is not controlled by or a subsidiary of CLS or CLWM.